What is the best Fidelity 401k plan fund to invest?

Fidelity Growth Company is Fidelity’s best large-company growth fund. Over the past decade, manager Steven Wymer has delivered a 22.7% annualized total return to shareholders, which trounces the 16.2% gain in the S&P 500.

What are the safest Fidelity funds?

10 Best Fidelity Low-Risk Funds for Retirees

  • Fidelity OTC Portfolio (FOCPX) …
  • Fidelity BlueChip Growth Fund (FBGRX) …
  • Fidelity Nasdaq Composite Index Fund (FNCMX) …
  • Fidelity Contrafund (FCNTX) …
  • Fidelity 500 Index Fund (FXAIX) …
  • Fidelity Total Market Index Fund (FSKAX) …
  • Fidelity Worldwide Fund (FWWFX)

What should my investment style be for my 401k?

The general rule of thumb is to aim to invest 15% of your gross income into your 401(k), including your employer match.

Is Fidelity a good 401k provider?

Fidelity’s self-employed 401(k) plan is our pick for best overall due to a combination of very low fees, a wide range of investment choices, and the company’s emphasis on retirement savings. Fidelity self-employed 401(k) accounts are a great choice for fee-conscious investors, earning our top overall pick.

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What is the most conservative Fidelity fund?

Best Fidelity Funds for Conservative Retirees: Fidelity Freedom Income Fund (FFFAX) Investors looking for a solid balanced fund that is truly conservative will like what they find in Fidelity Freedom Income Fund (FFFAX).

What is Fidelity highest yielding funds?

1. Fidelity Equity Dividend Income Fund (FEQTX) Most financial advisers and professionals find the Fidelity Equity Dividend Income Fund an average performer relative to other high-yield dividend funds in the market. However, among Fidelity’s income funds, it’s one of the highest-performing.

What is a good rate of return on 401k 2021?

*Generally, financial planners say the expected rate of return for a 401k is between 8% and 10%.

What is the best thing to do with your 401k when you retire?

You can generally maintain your 401(k) with your former employer or roll it over into an individual retirement account. … Evaluate the investment options in your 401(k) plan. Consider leaving the money in your 401(k) plan. Consider rolling over to an IRA.

Is it better to invest in 401k or stocks?

401(k) plans are generally better for accumulating retirement funds, thanks to their tax advantages. Stock pickers, on the other hand, enjoy much greater access to their funds, so they are likely to be preferable for meeting interim financial goals including home-buying and paying for college.

Who is the biggest 401k provider?


Fidelity is hands down one of the biggest names in the 401k provider game. Not only do they have a 98% client retention rate, but they also stay ahead of the curve on new offerings and features. As a 401k provider, they have been able to position themselves as a top provider by meeting their client’s demands.

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What is a good company match for 401k?

The Bottom Line

The most common employer match is 50 cents on the dollar, on up to 6% of your salary. Most advisors recommend contributing enough to get the maximum match. Turning down free money doesn’t make sense unless the fund is so bad that you’re losing most of it to fees and substandard returns.

What is Fidelity 401k match?

An industry leader, Fidelity is the 401(k) provider for roughly 12 million workers across thousands of companies. … Fidelity provides a 100% match for up to 7% of a worker’s salary and typically makes annual profit-sharing contributions as well, according to court documents.

What does Fidelity Puritan fund invest in?

The Fund seeks income and capital growth consistent with reasonable risk by investing 60% of assets in stocks and other equity securities and the rest in bonds and other debt securities, including lower-quality debt securities, when its outlook is neutral.

Is Fidelity Puritan a good fund?

Overall, Fidelity Puritan Fund ( FPURX ) has a high Zacks Mutual Fund rank, and in conjunction with its comparatively strong performance, average downside risk, and lower fees, Fidelity Puritan Fund ( FPURX ) looks like a good potential choice for investors right now.

What is the most conservative 401k investment?

Bond Funds

Consequently, bonds are viewed as more conservative instruments than stocks. Federal bonds are regarded as the safest investments in the market, while municipal bonds and corporate debt offer varying degrees of risk.